Bank Like a Jenius
We’re Different...
We Listen
You told us what you wanted from a bank and those things became our building blocks:
- Better rates on all your financial products.
- A big picture view — your money, from all sources, in one place.
- Insights that help you spend and save smarter.
- Help from humans when you need it.
Jenius Personal Loans
A Smarter Way to Borrow Starts Here.
Get quick access to funds with low, competitive rates - and zero prepayment penalties or late fees. Whether you’re consolidating credit card debt
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or funding a big life moment, we help make it easier to move forward.
Opinions You Can Trust
We know trust has to be earned! Jenius Bank has been recognized
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as a top digital bank by industry leaders, including Bankrate and GOBankingRates.
Jenius Bank In The News
See what everyone is saying about us.
- The Wall Street Journal"There may not be many all-digital, 100% cloud-based companies with roots dating back to the sixteenth century, but such is exactly the case for Jenius Bank." Visit the Wall Street Journal>
- GOBankingRates“Financial education is a lifelong journey, not a one-time crash course.” Visit GOBankingRates>
- American Banker“Recently launched Jenius Bank has put some backward spin on the typical digital banking model.” Visit American Banker>
Help From Humans
Technology can be great. But it shouldn't go so far, you can't get a hold of a real person when you need one. That's why Jenius Bank® puts its number right on the homepage. Call us at to access our 24/7, U.S.-based, first-class, customer support.
