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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Bank Like a Jenius

Our customers bank smarter with a Jenius Savings Account. We maintain great rates, all deposits are FDIC insured, we have no fees or minimums, and offer 24/7 customer support. It’s not smart, it’s Jenius.
A laptop computer showing a Jenius Savings account with a passport and piggybank next to it.

A Better Way to Save

  • FDIC Insured

    Deposits are insured by the FDIC up to $250,000
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    . So, you can feel confident your money is safe.
  • Transfer Money Simply

    Withdraw and deposit money when you want. No need to visit a bank branch.
  • No Minimum Balance

    Grow your savings on your terms. Deposit as much or as little as you want into your Jenius Savings.
  • Mobile App

    View account balances and transfer money with the Jenius Bank Mobile app.
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  • No Fees

    Unlike other banks, you won’t pay any fees on your Jenius Savings account. Without fees, you may save even more.
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    Mobile Check Deposit

    Physical check in hand? Deposit today through our mobile app!

Help From Humans

Technology can be great. But it shouldn't go so far, you can't get a hold of a real person when you need one. That's why Jenius Bank® puts its number right on the homepage. Call us at to access our 24/7, U.S.-based, first-class, customer support.
1-844-453-6487

Opinions You Can Trust

We know trust has to be earned! Jenius Bank has been recognized
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as a top digital bank by industry leaders, including Bankrate and GOBankingRates.
  • Bankrate Awards 2025 Best Newcomer Bank Badge
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  • GOBankingRates 2025 Best High-Yield Savings Account Top 10 Badge
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Jenius Bank In The News

See what everyone is saying about us.
  • Wall Street Journal Logo

    The Wall Street Journal

    "There may not be many all-digital, 100% cloud-based companies with roots dating back to the sixteenth century, but such is exactly the case for Jenius Bank." Visit the Wall Street Journal>
  • GoBankingRates logo

    GOBankingRates

    “Financial education is a lifelong journey, not a one-time crash course.” Visit GOBankingRates>
  • American Banker Logo

    American Banker

    “Recently launched Jenius Bank has put some backward spin on the typical digital banking model.”  Visit American Banker>